How to Stop Credit Card Calls Completely (2025 Guide)

Do you keep getting unwanted phone calls from banks or agents offering new credit cards? These telemarketing calls can quickly become annoying, especially when they happen several times a day. Fortunately, there are effective ways to stop credit card calls completely and regain your peace of mind.

In this guide, we’ll walk you through simple and proven methods to block spam calls from credit card companies once and for all.

1. Activate DND (Do Not Disturb) to Block Credit Card Calls

The most effective way to block telemarketing calls is by activating the Do Not Disturb (DND) service on your mobile number. The DND service, introduced by the Department of Telecommunications (DoT), allows users to opt out of receiving promotional or spam calls from banks, credit card companies, and marketers.

Here’s how to activate DND on your mobile number:

  1. Open your phone’s dialer and call 1909.

  2. Wait for the IVR to connect and choose your preferred language.

  3. From the menu, select “Activate DND.”

  4. Choose “Activate Full DND” to block all promotional calls, including those for credit cards.

  5. Press ‘5’ to confirm your selection.

Once confirmed, the Full DND service will be activated on your number within three working days. After activation, you’ll notice a significant reduction—or complete stop—of unwanted bank and credit card calls.

Pro Tip: You can also activate DND by sending an SMS with the text “START 0” to 1909.

2. Submit a ‘Do Not Call’ Request on the Bank’s Website

Even after activating DND, some banks may still contact you, especially if you are an existing customer. To ensure you’re fully protected, you can submit a ‘Do Not Call’ request directly on the bank’s website.

Here’s how to do it:

  1. Visit the official website of your bank (e.g., SBI, HDFC, ICICI, Axis Bank).

  2. Navigate to the ‘Do Not Call’ or ‘Opt Out of Marketing Calls’ section—usually found under Customer Care or Privacy options.

  3. Fill out the online form with your name, mobile number, and email ID.

  4. Submit the request and confirm your details.

Once processed, the bank will update your preferences in their system, ensuring that you no longer receive promotional calls or messages regarding credit card offers.

Bonus Tip: Use Call-Blocking Apps

If you’re still receiving persistent spam calls, consider using call-blocking apps like Truecaller, Hiya, or Google Phone’s Spam Filter. These apps automatically identify and block telemarketing numbers, giving you additional control over who can reach you.

Final Thoughts

Stopping credit card telemarketing calls doesn’t have to be a hassle. By activating the DND service and submitting a ‘Do Not Call’ request on your bank’s website, you can permanently block these nuisance calls. Combine these methods with a reliable call-blocking app for maximum protection.

Take a few minutes today to follow these steps—you’ll thank yourself later when your phone stays quiet and spam-free!

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